Terms and Conditions

Welcome to One Resource Hub. By accessing or using our website, services, or communications, you agree to comply with the following Terms and Conditions. Please read them carefully, as they govern your use of our platform.

1. Acceptance of Terms

By visiting One Resource Hub, subscribing to our newsletters, or engaging with our resources, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must discontinue use immediately.

2. Use of Services

  • Eligibility: You must be at least 18 years old to use our services.
  • Permitted Use: Our resources are provided for personal, non‑commercial use. You may not copy, distribute, or exploit content without prior written consent.
  • Prohibited Activities: You agree not to misuse the site, including attempts to hack, disrupt, or reverse engineer our systems.

3. Intellectual Property Rights

All content on One Resource Hub—including articles, guides, graphics, logos, and trademarks—is the property of One Resource Hub or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.

4. Communications Consent

By subscribing, you consent to receive recurring automated communications, including:

  • Email Updates: Newsletters, promotions, and resource alerts.
  • SMS Notifications: Up to 12 text messages per month, including offers and reminders.

You may opt out at any time by clicking “unsubscribe” in emails or replying “STOP” to SMS messages. Standard messaging and data rates may apply.

5. Disclaimers

  • Informational Use Only: Content provided by One Resource Hub is for educational and informational purposes. It should not be considered financial, medical, or legal advice.
  • No Guarantees: We make no warranties regarding the accuracy, completeness, or reliability of content.
  • Third‑Party Links: Our site may contain links to external websites. We are not responsible for their content, policies, or practices.

6. Limitation of Liability

To the fullest extent permitted by law, One Resource Hub shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages arising from your use of the site.
  • Losses related to reliance on information, technical errors, or unauthorized access.
  • Issues caused by third‑party services or links accessed through our platform.

7. Privacy and Data Protection

Your use of One Resource Hub is also governed by our [Privacy Policy]. We encourage you to review it to understand how we collect, use, and protect your information.

8. User Responsibilities

You agree to:

  • Provide accurate information when subscribing or contacting us.
  • Respect intellectual property rights and comply with applicable laws.
  • Avoid submitting harmful, unlawful, or offensive content through our site or communications.

9. Termination of Access

We reserve the right to suspend or terminate your access to One Resource Hub at our sole discretion, without notice, if you violate these Terms or engage in misuse of our services.

10. Governing Law

These Terms and Conditions are governed by the laws of the Philippines, without regard to conflict of law principles. Any disputes shall be resolved in the courts located within the Philippines.

11. Changes to Terms

We may update these Terms periodically to reflect changes in our practices or legal requirements. Updates will be posted on this page with a revised effective date. Continued use of One Resource Hub after changes indicates acceptance of the updated Terms.

12. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us.