At One Resource Hub, we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website, subscribe to our services, or interact with our content. By accessing One Resource Hub, you agree to the practices described below.
1. Information We Collect
We collect information to provide you with relevant resources and improve your experience. This may include:
- Personal Information: Name, email address, phone number, billing details, or other identifiers you voluntarily provide when subscribing, registering, or contacting us.
- Usage Data: Pages visited, time spent on site, links clicked, and device/browser information.
- Communications Data: Preferences for newsletters, SMS alerts, or notifications.
- Cookies and Tracking Technologies: Session cookies, analytics tools, and advertising pixels that help us understand user behavior and deliver tailored content.
2. How We Use Your Information
Your information is used to:
- Deliver personalized articles, guides, and resources across categories such as Money, Credit, Jobs, Health Insurance, and Bills Help.
- Process subscriptions, send newsletters, and deliver SMS notifications.
- Improve site functionality, troubleshoot technical issues, and analyze traffic patterns.
- Provide customer support and respond to inquiries.
- Comply with legal obligations and enforce our Terms of Service.
3. Sharing of Information
We do not sell your personal information. However, we may share data in the following circumstances:
- Service Providers: With trusted partners who assist in hosting, analytics, payment processing, or communication delivery.
- Legal Compliance: When required by law, regulation, or court order.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, user information may be transferred to the new entity.
- Consent‑Based Sharing: With your explicit permission, such as opting in to third‑party offers or promotions.
4. SMS and Email Communications
By subscribing to One Resource Hub, you consent to receive recurring automated messages, including newsletters, promotional offers, and alerts.
- Frequency: Up to 12 SMS messages per month, plus regular email updates.
- Opt‑Out: You may unsubscribe at any time by clicking the “unsubscribe” link in emails or replying “STOP” to SMS messages.
- Data Charges: Standard messaging and data rates may apply depending on your carrier.
5. Cookies and Tracking
We use cookies and similar technologies to:
- Remember your preferences and login sessions.
- Measure site performance and improve navigation.
- Deliver targeted advertisements relevant to your interests.
You can manage cookie settings through your browser. Disabling cookies may limit certain features of the site.
6. Data Security
We implement industry‑standard safeguards to protect your information:
- Encryption: Secure Socket Layer (SSL) technology for data transmission.
- Access Controls: Restricted access to personal data by authorized personnel only.
- Monitoring: Regular audits and malware scanning to detect suspicious activity.
While we strive to protect your information, no system is completely secure. You acknowledge that transmission of data over the internet carries inherent risks.
7. Children’s Privacy
One Resource Hub does not knowingly collect information from individuals under the age of 13. If we discover that a child has provided personal data, we will promptly delete it. Parents or guardians who believe their child has submitted information should contact us immediately.
8. Your Rights and Choices
Depending on your jurisdiction, you may have rights to:
- Access, correct, or delete your personal information.
- Request a copy of the data we hold about you.
- Withdraw consent for marketing communications.
- Restrict or object to certain processing activities.
To exercise these rights, please contact us using the details below.
9. Third‑Party Links
Our site may contain links to external websites. We are not responsible for the privacy practices or content of third‑party sites. We encourage you to review their policies before providing personal information.
10. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. Updates will be posted on this page with a revised effective date. Continued use of One Resource Hub after changes indicates acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please reach out to us.